Thank you for choosing Bell Bank. We welcome residents of Eastern North Dakota, West Central Minnesota, the Twin Cities Metro area, and Western Wisconsin to apply for a loan online.

This application process should take approximately 10 minutes, and you will need the following items:

• Driver's License, Passport, Military ID or State ID
• U.S. Social Security Number
• U.S. Citizenship or Resident Alien Status

For your security, the system will log you off if there is no activity for 15 minutes.

Important Information About Procedures for Applying a Loan
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What This Means to You:
When you open a new account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Our Privacy Policy
Protection of your privacy is important to us. To read more about how we protect your personal information, review our
privacy policy.

Credit Application Insurance Disclosure:
In connection with your loan application, we may offer to sell or will sell you an insurance product. Federal law requires us to provide you with the following disclosures.

• We cannot condition the extension of your loan on your purchase of an insurance product from us or any of our affiliates.
• We cannot condition the extension of your loan on your agreement not to obtain, or prohibit you from obtaining, an insurance product from an unaffiliated entity.

*Please note: Credit Life Insurance is not available on lines of credit and single-pay notes. Credit Disability Insurance is not available on lines of credit, single-pay notes and balloon closed-end loans.

Negative Information Disclosure:
If your application is approved, we may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.

Your Credit History
As part of processing your application we will request a credit report and use the information contained in it to evaluate your loan application.